Hi Anneke, I am fortunate to have choices right now, but I've also been on the harsher edge of things. I lost all of my savings in my mid-twenties trying to treat a chronic health condition and am in the midst of it still. That's part of why I am interested in moving to Europe long-term. I tried to take a positive view in this article and capture that there is a double-edged sword. Interpret it as you like.